"Unlike any financial tools I've seen for military families."

"This could be a game-changer for OCONUS PCS planning."

"Finally, someone who understands BAH and BAS!"

Financial clarity for those who serve.

Atlas is an AI-powered financial strategist designed for military life.

Built by a First Sergeant for the next generation of service members, it helps you plan your money with confidence—through PCS, promotions, deployments, and beyond.

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Help us build a better financial future for military families

"This is a great product. I plan to use it for my own family's financial planning and wellbeing. This would be a great tool for young Soldiers and families that could improve quality of life as well as readiness."

LTC Jack Moore

FINANCIAL EXPERIENCE

What Atlas Does For You

You link your accounts with Plaid. Atlas does the rest. It analyzes your income, expenses, savings, and goals to build your Atlas Score—your personal financial readiness number. Then it gives you the next best step to improve it.

Financial planning for military families

Smart Financial Management

Automatically categorizes your spending and builds a real-world budget based on your actual bills, not theoretical numbers.

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Goal Setting & Tracking

Helps you set financial goals and crush them with personalized strategies designed for your military lifestyle.

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Atlas Score

Scores your financial readiness using the Atlas Score and coaches you like a mentor—every step of the way.

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"As a platoon sergeant with a combined 19 years in the Marine Corps and National Guard, I've seen how financial stress affects Soldiers at every rank. When I tried Atlas for myself, I realized how much I didn't know about my own spending habits. Atlas made it easy to break down my income, debt, and TSP into a plan that made sense. What stood out most was how natural it felt to use. No waisted time with classroom instruction that usually isn't effective anyway. Just real coaching with a plan."

SFC Jason Camp

MILITARY STRATEGY

Military pay is steady. Financial readiness is not.

Too many troops leave the military broke, in debt, or unsure what comes next. Atlas exists to fix that. It gives you a plan. A strategy. A clear path toward freedom—without spreadsheets or shame.

Financial Focus & Clarity

Financial stress ruins focus, relationships, and readiness. Atlas helps you make smarter decisions now so you're not scrambling later.

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Money Control

When troops feel in control of their money, everything improves. Atlas gives you that control with actionable plans tailored to military life.

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Military Transition

Prepare for life after service with financial strategies that ensure you transition with confidence and financial security.

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"I've been struggling financially for years. It's always been difficult to seek guidance from leadership because of the stress and embarrassment that comes with talking about money. When 1SG Kelsey became aware of my situation, he counseled me and introduced me to his app, ATLAS. After spending time exploring the platform and engaging with the built-in chatbot, I found myself opening up and being more honest about my finances. The non-judgmental environment made it easier for me to share accurate details about my income and debt, something I've never felt comfortable doing before. ATLAS helped me gain a clearer understanding of where I stand financially, and I'm truly grateful for the experience."

SGT Isaac Esparza

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Chat-first guidance powered by cutting-edge AI

Real Strategy, Not Just Budgeting

Atlas feels like a financial coach who knows your pay schedule, your rank, your debt, your goals—and gives you advice like a trusted First Sergeant.

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Atlas Score System

The Atlas Score is made up of three categories: Stability, Growth, and Efficiency. Each is scored from 0 to 100, giving you a clear picture of where you stand.

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Tactical & Responsive

Experience tactical, responsive financial guidance always aligned with your military mission and unique financial situation.

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"This is exactly the kind of tool junior Soldiers need. Most of the Joes I work with have never been taught how to handle money, and they're too embarrassed to ask for help. Atlas gives them a way to get real financial guidance without feeling judged or overwhelmed. It speaks the language and meets them where they're at. If we can get this in their hands early, it'll change careers and lives."

SFC Robert Camarillo

From the Founder

"I spent a career transitioning in and out of service. I built Atlas to help service members have a plan—and to execute that plan with clarity, confidence, and control."

– Rob T. Kelsey, Founder, SDVOSB Owner (Retirement Pending)

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Join Our Mission

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Testimonials and personal statements featured on this website reflect the private opinions of the individuals quoted and do not represent the views or endorsement of the U.S. Army, National Guard, Department of Defense, or any other federal entity.

Any photos depicting military uniforms are used solely for biographical or historical context and are not intended to imply official endorsement. The appearance of uniformed personnel on this site does not imply DoD affiliation with or support for AtlasAI, Atlas4Heroes, or any related product or service.